Living in Montana can be a struggle for some. Not only are the winters long, but the cost of living is high. Things like housing, fuel, groceries, and utilities can often make it difficult to make ends meet.

Throw in the fact that additional costs like insurance and taxes are on the rise, and it can be a bit much to take.

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Speaking of insurance, Health Insurance is something that has risen in costs over the last few years, and many will say that they're paying more, but receiving less. Is that the case in Montana?

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Health Insurance can be a blessing and a curse. It's one of those items that you're glad you have when you need it but might seem like a terrible expense when you're not using it. I think they call that a "necessary evil". However, with the high cost of healthcare, it's a gamble that most Montanans aren't willing to risk.

Where does Montana rank when it comes to health care?

WalletHub looked at all 50 states and ranked them according to the Best and Worst States For Healthcare. Where did Montana rank? Were we one of the best, or were we one of the worst?

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READ More: Montana county named 2nd healthiest in America

Before we look at the results, let's look at things many Montanans won't be able to afford in the coming years, including healthcare.

4 Things Most Montanans Won't Be Able To Afford In 5 Years

Is the American Dream on life support? It might be according to new information from Yahoo Finance and if that information is true, it looks like it could be bad news for many Montanans. The popular sites came out with a list of things that will be out of reach for most middle-class Montanans in the next 5 years.

Gallery Credit: Derek Wolf

Is Montana near the top or the bottom?

According to the data, Montana made the list of the best states for healthcare. Montana is ranked in the Top 20, coming in at 18. Montana has the highest ranking of those in the upper northwest region ranking higher than Idaho, Wyoming, Oregon, and Washington.

Source: WalletHub

The factors used to determine the rankings include the following:

  • Cost
  • Access
  • Outcome

Montana ranks 16th in cost, 15th in access, and 26th in outcome for a total score of 60.09. The top state for healthcare is Minnesota with a total score of 67.39 while the bottom state is Mississippi with a total score of 46.01

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